*{box-sizing:border-box}
body{margin:0;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#1c2230;background:#f5f6f8}
a{color:#1656c4;text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.navtoggle{display:none}
.site-header{position:sticky;top:0;z-index:30;background:#0e1830;color:#fff;box-shadow:0 2px 12px rgba(0,0,0,.18)}
.site-header .wrap{display:flex;align-items:center;gap:18px;min-height:64px}
.brand{font-weight:800;font-size:22px;letter-spacing:2px;color:#fff}
.burger{display:none;cursor:pointer;color:#fff}
.hdr-call{margin-left:auto;color:#ffd24a;font-weight:700;white-space:nowrap}
.nav{display:flex;flex-wrap:wrap;gap:4px 14px;font-size:14px}
.nav a{color:#cdd6e6;padding:4px 0}
.nav a:hover,.nav a.on{color:#fff;text-decoration:none;border-bottom:2px solid #ffd24a}
main{padding:34px 0 60px}
.content{background:#fff;border:1px solid #e6e9ef;border-radius:16px;padding:34px 40px;box-shadow:0 10px 30px rgba(16,24,48,.05)}
h1{font-size:32px;line-height:1.25;margin:.2em 0 .6em}
h2{font-size:24px;margin:1.6em 0 .5em;padding-top:.4em}
h3{font-size:19px;margin:1.3em 0 .4em;color:#0e1830;border-left:4px solid #ffd24a;padding-left:12px}
h4{font-size:16px;margin:1.1em 0 .3em}
p{margin:.5em 0}
ul,ol{margin:.5em 0 .9em;padding-left:22px}
li{margin:.25em 0}
.content>*:first-child{margin-top:0}
.table-wrap{overflow-x:auto;margin:1em 0}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:420px}
th,td{border:1px solid #e2e6ee;padding:10px 14px;text-align:left}
th{background:#f0f3f9;font-weight:700}
tr:nth-child(even) td{background:#fafbfd}
.photo{margin:1.2em 0;display:inline-block;width:calc(50% - 8px);vertical-align:top}
.photo img{width:100%;height:230px;object-fit:cover;border-radius:12px;display:block;border:1px solid #e6e9ef}
.photo figcaption{font-size:13px;color:#6b7488;padding-top:6px}
.faq-list{margin:1em 0}
details.q{border:1px solid #e2e6ee;border-radius:10px;margin:.5em 0;overflow:hidden;background:#fff}
details.q summary{cursor:pointer;padding:14px 18px;font-weight:600;list-style:none;position:relative;padding-right:44px;background:#f7f9fc}
details.q summary::-webkit-details-marker{display:none}
details.q summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:20px;color:#1656c4}
details.q[open] summary:after{content:"–"}
details.q .a{padding:2px 18px 14px}
details.q .a p{margin:.4em 0}
.site-footer{background:#0e1830;color:#c3ccdd;margin-top:20px;padding:40px 0 24px;font-size:14px}
.site-footer .wrap{display:flex;flex-wrap:wrap;gap:30px}
.site-footer .fcol{flex:1;min-width:220px}
.site-footer .fbrand{font-size:22px;font-weight:800;letter-spacing:2px;color:#fff;margin-bottom:8px}
.site-footer h4{color:#fff;margin:0 0 8px}
.site-footer a{color:#ffd24a}
.copy{border-top:1px solid #22304f;margin-top:24px;padding-top:16px;text-align:center;color:#8794ab;font-size:13px}
.copy{max-width:1080px;margin:24px auto 0;padding:16px 20px 0}
@media(max-width:820px){
 .nav{display:none}
 .burger{display:inline-block}
 .navtoggle:checked ~ .site-header .nav{display:flex;position:absolute;top:64px;left:0;right:0;background:#0e1830;flex-direction:column;padding:10px 20px 18px;gap:8px}
 .hdr-call{font-size:14px}
 .content{padding:22px}
 h1{font-size:26px}
 .photo{width:100%}
 .photo img{height:auto}
}